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No matter where you are in your business journey, Itasca Bank & Trust Co. has the right business checking account to grow with you. Manage cash flow and get insights into your revenue and expenses while taking advantage of services like CardValet, cash management, mobile deposit, wallet pay, merchant services, and more. Plus, you get the personalized service and expertise of our business banking team to help guide you through any questions or needs that arise.

Accounts at a Glance

Low Volume

A basic checking account for a business with a low transaction volume of 25 or fewer items and the desire to avoid monthly service charges.

  • $250 Minimum Deposit To Open.
  • No monthly service charge if the balance in the account is $1,000 or more. $10 monthly charge if balance falls below $1,000.
    (Other charges for special services may apply. Refer to the Schedule of Fees for details.)
  • No activity charge for 25 combined items (items include deposits, checks written, checks deposited, ACH debit and ACH credit) $0.25 each for all items if over 25 per month.

Mid Volume

A checking account for businesses with a moderate transaction volume of 75 or fewer items at a low cost flat monthly fee.

  • $250 Minimum Deposit To Open.
  • $12 monthly service charge.
    (Other charges for special services may apply. Refer to the Schedule of Fees for details.)
  • 75 combined items (items include deposits, checks written, checks deposited, ACH debit and ACH credit) $0.25 each for all items if over 75 per month.

High Volume

An analyzed checking account for businesses with an unlimited transaction volume or utilizes multiple services and wants to consolidate fees.

  • $250 Minimum Deposit To Open.
  • $22 monthly service charge plus activity charges. You will receive an earnings credit based on monthly available balances to reduce service charges.
    (Other charges for special services may apply. Refer to the Schedule of Fees for details.)
  • Activity charge: $0.50 per deposit $0.15 checks (written or deposited) $.05 ACH debits/credits.

Sweep Transaction

An analyzed checking account for businesses with an unlimited transaction volume and utilizes automated sweeps between accounts and wants to consolidate fees.

  • $250 Minimum Deposit To Open.
  • $70 monthly service charge plus activity charges. You will receive an earnings credit based on monthly available balances to reduce service charges.
    (Other charges for special services may apply. Refer to the Schedule of Fees for details.)
  • Activity charge: $1 per deposit $0.15 checks (written or deposited) $0.05 ACH debits/credits.

You don't run a cookie cutter business, and your business checking account should reflect that uniqueness. That's why Itasca Bank & Trust Co. offers three types of checking accounts based on volume. You get curated banking features designed to take your business to the next level — whether you're a sole proprietor accepting a few payments each month, or a growing company with thousands of transactions to manage.

Plus, your checking account gives you access to all of our digital banking features, like digital and mobile banking. Get ready to navigate your business's future with a checking account from Itasca Bank & Trust Co. 


About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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