If You Are A Victim of Identity Theft

If you are a victim of identity theft, take the following steps as soon as possible and keep a record with the details of your conversations and copies of all correspondence:

1. File a report with your local police or the police in the community where the identity theft took place.
   
2. Place a fraud alert on your credit reports and review your credit reports. It is highly recommended to provide a police report in connection with filing a fraud alert.
   
   To contact each of the consumer credit reporting bureaus:
   
   Equifax:
   1-800-685-1111; www.equifax.com/personal/credit-report-services
   P.O Box 105069, Atlanta, GA 30348-5069
   
   Experian:
   1-888-EXPERIAN (888-397-3742); www.experian.com/help
   P.O. Box 9554, Allen, TX 75013
   
   TransUnion:
   1-888-909-8872; www.transunion.com/credit-help
   P.O. Box 2000, Chester, PA 19016
   
   
3. Review your credit reports.
   To obtain your free credit report, go to: www.annualcreditreport.com or call 1-877-322-8228.
   
   
4. For additional information on how to handle identity theft, refer to this handout: Identity Theft-What to know, What to do

Contact

Itasca Bank & Trust Co. customer service with any questions or concerns regarding identity theft.