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Our home loan team at Itasca Bank & Trust Co. is not only local to the area, but we're also passionate about connecting our customers with the right mortgage for their dream home.

Learn how to confidently navigate your next home purchase with our mortgage lending team in Roselle by your side. 

Choosing a home loan from Itasca Bank & Trust Co.

Homebuyers have several mortgage options to choose from at Itasca Bank & Trust Co., including both fixed and adjustable-rate loans.

Whether you crave flexibility in your future payments or prefer knowing exactly how much your principal and interest will be each month, we'll help crunch the numbers while also weighing your personal goals.

Work with a team of local mortgage lenders in Roselle, IL

The best part about exploring all of your mortgage options with Itasca Bank & Trust Co. is that you don't have to do it alone. Our consumer lenders in Roselle, Illinois are local to the area and just a phone call away throughout the entire process.

Buying a home is one of the biggest purchases you're likely to make in your life. So it's important that you weigh all of the information to make the right decisions on your maximum budget, the type of home loan, down payment amount, and other loan terms.

Our mortgage lenders in Roselle can run multiple scenarios for you to help you compare different sets of numbers. Maybe your priority is to preserve upfront cash. Or maybe you want to pay off your loan as quickly as possible.

We work with customers one-on-one to customize the mortgage structure just for you. It's part of what sets us apart from other lenders — we are easy to reach and quick to respond!

Different loans also offer different credit scores and down payment requirements. Our team helps both first time buyers and seasoned homeowners find the right fit based on your individual situation.

What to expect when applying for a home loan

Get started with your mortgage lender in Roselle, IL by filling out our simple application form outlining your basic financial information. If questions arise, we're here to offer as much assistance along the way as you need.

Filling out this information early in your house hunting process gets you prequalified for the right budget. That way you'll feel comfortable staying within a set price range throughout all stages of negotiation.

From there, our Roselle mortgage lenders will ask for documents such as:

  • W2 forms
  • Federal tax returns 
  • Pay stubs
  • Bank statements

After your application goes through our internal underwriting process, an approval decision will be made. Then successful applicants can schedule a closing day and get those keys in hand!

Ready to get started on your house hunt in Roselle, IL? Contact our consumer mortgage lenders for the next steps. 

 

Contact A Mortgage Lender

We appreciate the opportunity to work with you and look forward to discussing your specific mortgage loan needs.

For more information, please contact:

Valerie DalPino
Vice President, Consumer Loan Officer
630-773-0350 ext. 241
NMLS#697427

Mike Pallares
Vice President, Real Estate Lending
630-773-0350 ext. 268
NMLS#643937

Primarily serving DuPage and Cook Counties.

About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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