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Accounts at a Glance

Itasca Checking

  • Perfect for everyday needs
  • No monthly service charge
  • Unlimited transactions
  • $100 minimum deposit to open
  • Free E-statements ($4 charge for paper statements)
  • $1 charge per Foreign ATM transaction over five per statement cycle
  • New! Overdraft Transfer Sweep automatically transfers money from your Itasca savings account or Money Market to your Itasca Checking account in $100 increments*, with no transfer fee.

*Follows the restrictions and limitations per savings and money market statement cycles. See a Relationship Banker to apply.


Interest Checking

  • Unlimited transactions
  • Free Debit Card
  • $1 charge per Foreign ATM transaction over five per statement cycle
  • Free E-statements ($4 charge for paper statements)
  • $1,000 minimum deposit to open and earn interest
  • $1,000 minimum balance to avoid service fee*
  • New! Overdraft Transfer Sweep automatically transfers money from your Itasca Savings account or Money Market to your Interest Checking account in $100 increments**, with no transfer fee.

 *$10 monthly service charge if balance falls below $1,000 anytime during the month.
**Follows the restrictions and limitations per savings and money market statement cycles. See a Relationship Banker to apply.


Personal Money Market

  • Earn Premium interest on your funds
  • Easy access to your money
  • Free E-statements ($4 charge for paper statements)
  • $1 charge per Foreign ATM transaction over five per statement cycle
  • $2,500 minimum deposit to open and earn interest
  • $2,500 minimum balance to avoid service fee*
  • 8 transfers or withdrawals per statement cycle**
  • New! Overdraft Transfer Sweep automatically transfers money from your Money Market to your checking account in $100 increments***, with no transfer fee.

*$10 monthly service charge if balance falls below $2,500 anytime during the month.
**A $10 Excess Activity Fee will be charged for each transaction over 8 which clears in a statement cycle.
***Follows the restrictions and limitations per money market statement cycles. See a Relationship Banker to apply.


Student Checking

  • No ATM Fees - including non-Itasca Bank owned ATMs*
  • No monthly service charge
  • Unlimited transactions
  • Free E-statements ($4 charge for paper statements)
  • $100 minimum deposit to open
  • New! Overdraft Transfer Sweep automatically transfers money from your Itasca savings account or Money Market to your Student Checking account in $100 increments*, with no transfer fee.

*Other Financial Institutions may charge a fee to use their ATM. 
**Follows the restrictions and limitations per savings and money market statement cycles. See a Relationship Banker to apply.


Health Savings Account

  • Tax deductible contributions
  • Tiered interest rate
  • Tax-free qualified distributions
  • No minimum balance required
  • Free E-statements ($4 charge for paper statements)
  • $1 charge per Foreign ATM transaction over five per statement cycle

About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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