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Itasca Savings Details

Itasca Savings

Choose from our value-added list of premium services to create an account that's right for you.

Online Banking*

*Standard text messaging and data plan rates may apply.

**Paper statements mailed monthly when any electronic transaction occurs. 

24-Hour Services

Transaction Limitations

Limited to no more than 8 transfers and withdrawals per statement service charge cycle. A $10 Excess Activity Fee will be charged for each transaction listed below over 8, which clears within that statement period.

  • Check
  • Preauthorized Agreement to Third Parties (ACH)
  • Debit transfers made via Online Banking
  • Bank by Phone
  • Bank assisted transfers made by phone

Transfers and withdrawals made in person at Itasca Bank & Trust Co. or at an ATM from a Savings or Money Market Account are unlimited.


Minor Savings Account

This is the perfect savings account for those who are under 18. When the minor becomes 18, the account will be converted to an Itasca Savings Account.


ILUTMA Savings Account

(Illinois Uniform Transfers to Minors Act) This is a perfect account for a grandparent or parent to start a savings account for a child. This is a custodial account and at age 21, the custodian must convert the account to another account.

Penny & Buck's Kids Savings Club

Kids Savings Club

When you join the Kids Savings Club, you will receive these fun items to help your child save:

  • Passbook - Record your child's deposits so they can watch their savings grow
  • Quarter Coin Holder - Holds 20 quarters to save $5
  • Piggy Bank - Teach your child that even pennies can add up to big savings

You have goals in life. Now you just need the perfect savings account to help you reach them. That's where the Itasca Savings account comes in. Whether you're setting aside extra funds for a dream vacation, a down payment on a home, or another major purchase, rest easy knowing that your FDIC-insurance account is ready to work for you. Start earning interest with just a $250 minimum balance in your account. From there, you'll watch that balance grow month after month as you continue to deposit funds.

Ready to put your plan into action? Open a new savings account with Itasca Bank & Trust Co. for simplified savings. Each account comes with mobile banking and remote check deposit for easy money management. No matter how large or small your goals may be, you'll enjoy peace of mind every time you log in and see your balance. 

About Us

Itasca Bank & Trust Co.

Itasca Bank & Trust Co., an independent, locally-owned bank, offers a broad spectrum of deposit accounts, savings products, and loans that are sure to suit your individual and business needs.

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